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Requiring lenders to determine that a borrow has the ability to repay a balloon payment would reduce the harm from default and the likelihood of extended sequences of loans due to refinancings caused by the difficulty of making the balloon payment.
It is the job of the processing staff to submit the file to the lender and to follow the progress of the case with the lender's loss mitigation agent.
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As noted above, Federal credit unions may not charge more than 18 percent interest.
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In such situations, contact the payer and ask them to quickly mail the form or a duplicate copy out to you.
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ZIP codes near Mt Pleasant
- 52241, 52205, 50701, 50010, 50701, 52404, 52632, 50320, 52302, 52807, 52544, 50022, 50320, 51031, 50644, 50219, 50324, 50588, 52402, 52556