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World regularly sends out mailers, and its employees make frequent phone calls, all to make sure borrowers know they have funds available.
We even have clients that borrow against their cash value to make short-term, fixed rate loans secured against real estate or other assets that can bring them returns MUCH higher than their cost of obtaining the money through the policy loan.
As for why the company offers the insurance products in some states and not in others, World said it depends on state law and if "it makes business sense to do so.
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Even if a third party did discover this URL, the notice would not contain identifying information such as the consumer's name or full account number.
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